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Almira
This is Almira, a 36-year-old resident of Pasay City, Philippines, the mother of three children and wife to Elvin, a driver. Along with her husband, she manages their household while operating a business. At this time, she is working hard to continually provide income for their everyday expenses.



Almira operates a retailing business selling garlic, onions, peanuts, etc. purchased from wholesalers. Customers are attracted to buy due to her low selling prices and the many choices she offers. Her regular customers are her neighbors and the local community, and she earns a minimum of Php 300 in sales every day.



To help her continue operations of her business, she is requesting a Php 12,000 loan to buy more quantities and varieties of products to expand her inventory. She expects a boost in her income as she expands her business.



Almira hopes to expand her store and help her children through all of her hard work on her business. She faithfully meets up with her co-fellowship members to share stories of her work every week and draw strength and inspiration from the Word of God she studies.



* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1120
    View loans »
    Philippines Loans Fundraising
  • $57,777,750
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Almira to pay for additional stocks of products needed in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 25, 2012
Listed
Feb 11, 2012
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2012