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Thelma is married with four children; three children are in school. She is a very hardworking entrepreneur. Thelma is 32 years old.

Thelma has a general store business in the Philippines. Thelma requested a 10,000 Philippines pesos (PHP) loan amount through NWTF to purchase more goods like snack foods, canned goods and other groceries.

Thelma has been in this business for seven years. In the future, Thelma would like to save enough to improve her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1140
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 42.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Thelma to purchase more goods like snack foods, canned goods and other groceries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 11, 2012
Currency Exchange Loss:
Feb 15, 2013