Mijeres De Chilcatotoras (Cuenca) Group
One of the members of this group is María Rosa. She is 47 years old, a widow and the mother of 7 children, aged 28, 23, 22, 19, 16, 14 and 10 years old. Four of her children work and help her financially. Her fourth child is special, so he stays at home. Her second youngest is at home and helps with the housework and her youngest daughter goes to a school in the community. She doesn't own her own home and lives in one of her children's houses.
María Rosa raises cattle, chickens, guinea pigs and rabbits, which she sells in her community. She also farms and her harvests are just for her household consumption.
She has been in the communal bank for two years and will invest the new loan in buying chickens.
Her goal is to have a farm.
Una de las socias de este grupo es la Señora. María Rosa, tiene 47 años, es viuda y en su unión conyugal ha concebido 7 hijos de 28, 23, 22, 19, 16, 14 y 10 años de edad, sus cuatro hijos trabajan y le ayudan económicamente, su cuarto hijo es especial por lo que pasa en casa, su penúltimo hijo pasa en casa y le ayuda con los quehaceres del hogar y su ultima hija está estudiando en una escuelita de la localidad. No tiene casa propia por lo que vive en casa de uno de sus hijos.
Doña María Rosa se dedica a la cría de ganado, gallinas, cuyes y conejos a los que los vende en su comunidad, también labora en la agricultura y sus cosechas son solo para el consumo de su hogar.
En el banco comunal se encuentra hace 2 años y su nuevo crédito lo va a invertir en la compra de pollos.
Su meta es tener un una granja agrícola.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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