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Mijeres De Chilcatotoras (Cuenca) Group
In this Group: María Angelita, Celia Margarita, Sandra Lorena, Carmen Amela, Teresa Elvira, Susana Angelica, Carmen Rocio, Libia Lourdes, Nelly Estela, Gloria Emperatriz, Rosa Elvira, María Rosa, Rosita Lucia
The Mujeres de Chilcatotoras communal bank is made up of 13 members who work in different activities, mainly in the country, both raising animals and farming. They are kind, polite people with a lot of charisma. They live in the parish of Tarqui in Cuenca. It has a small urban parish center with an irregular shape and houses made of adobe, waddle and daub and thatched roofs. It retains is specific and traditional architecture, its church and the access roads that connect the parish to the city of Cuenca.

One of the members of this group is María Rosa. She is 47 years old, a widow and the mother of 7 children, aged 28, 23, 22, 19, 16, 14 and 10 years old. Four of her children work and help her financially. Her fourth child is special, so he stays at home. Her second youngest is at home and helps with the housework and her youngest daughter goes to a school in the community. She doesn't own her own home and lives in one of her children's houses.

María Rosa raises cattle, chickens, guinea pigs and rabbits, which she sells in her community. She also farms and her harvests are just for her household consumption.

She has been in the communal bank for two years and will invest the new loan in buying chickens.

Her goal is to have a farm.
View original language description ↓
El banco comunal Mujeres de Chilcatotoras está formado por 13 socias quienes laboran en diferentes actividades principalmente en el campo, tanto en la cría de animales como en la agricultura. Son personas amables, gentiles y de un gran carisma. Viven por la parroquia de Tarqui en Cuenca, cuenta con un centro parroquial pequeño conjunto urbano, de traza irregular, con viviendas de adobe, bahareque y techo de teja, que conserva su arquitectura vernácula y tradicional, la iglesia y las vías de acceso que comunican a la parroquia con la ciudad de Cuenca.

Una de las socias de este grupo es la Señora. María Rosa, tiene 47 años, es viuda y en su unión conyugal ha concebido 7 hijos de 28, 23, 22, 19, 16, 14 y 10 años de edad, sus cuatro hijos trabajan y le ayudan económicamente, su cuarto hijo es especial por lo que pasa en casa, su penúltimo hijo pasa en casa y le ayuda con los quehaceres del hogar y su ultima hija está estudiando en una escuelita de la localidad. No tiene casa propia por lo que vive en casa de uno de sus hijos.

Doña María Rosa se dedica a la cría de ganado, gallinas, cuyes y conejos a los que los vende en su comunidad, también labora en la agricultura y sus cosechas son solo para el consumo de su hogar.

En el banco comunal se encuentra hace 2 años y su nuevo crédito lo va a invertir en la compra de pollos.

Su meta es tener un una granja agrícola.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mijeres De Chilcatotoras (Cuenca) Group's $5,575 loan helped a member to buy chickens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 24, 2012
Listed
Feb 15, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012