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Herlinda Lorena
Lorena is a 44 year old woman who has great aspirations to grow her cosmetic business in the coming years. Lorena's story began after she'd worked in the house of a family for more than 10 years. When the family left, she was left without any work and she decided to start selling cosmetics. Now she works every afternoon to sell her products as well as collect the money owed to her. Lorena's dream is to see her son have a good profession. She is requesting a loan to invest in her business, and will use the money to purchase perfumes, cosmetics and stationery to sell.
View original language description ↓
Lorena es una mujer que tiene 44 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su venta de cosméticos.

Su historia empezó cuando la cliente trabaja en una casa por más de 10 años, cuando la familia para la que trabaja viajo, se quedo sin trabajo y se decidió a vender cosméticos, y así empezó con el trabajo como hace su trabajo pues bien sale todas las tardes a entregar sus productos y a cobrar sus dificultades son la delincuencia.

Sus sueños so terminar su casa y lograr que su hijo sea un profesional. Por eso quiere el préstamo lo va a invertir en su negocio comprando perfumes, cosmeticos y papeleria.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 85
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Herlinda Lorena to purchase perfumes, cosmetics and stationery for her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 10, 2012
Feb 14, 2012
Currency Exchange Loss:
Oct 15, 2012