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Flor Maria
Flor is a woman of 28, and has many ambitions for making her sewing business prosper in the next few years. Her story begins when she was 22, and wasn't able to go to school, not even to a vocational school. But by means of a three-month course, she learned many things about sewing, which now has helped her to improve herself.

She works on her own, and doesn't have fixed hours. It is difficult for her when her small child is sick. She is married, and her husband is retired. She has five children who go to public school.

Her dream, now that she has a lot of experience and several machines, is to have her own shop, since what the companies in the magazines pay for each article of clothing is little. That's why she wants the loan to buy a coverstitch machine, fabric and thread.
View original language description ↓
Flor es una mujer de 28 de años de edad y tiene muchas aspiraciones en los próximos años de prosperar sus confecciones de ropa.

Su historia empezó a la edad de 22 años no pudo estudiar ni siquiera academia, pero por medio de un curso de 3 meses aprendió muchas cosas de costura lo cual en la actualidad le ayudado a superarse, su trabajo lo realiza sola y no tiene horario fijo, su dificultad es cuando su niño se le enferma, si está casada el señor es jubilado, tiene cinco estudian en escuela fiscal.

Su sueño como ya tiene mucha experiencia y varios maquinas quiere tener su propio local ya que lo que las empresas de las revistas le pagan poco por cada prenda. Por eso quiere el préstamo para comprar una maquina recubridora, telas, hilos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 90
    View loans »
    Ecuador Loans Fundraising
  • $24,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Flor Maria to buy fabric, thread, and a coverstitch machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 10, 2012
Listed
Feb 14, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013