Emprendedoras De Chilamate Group
The communal bank has worked with Fundación Mujer since 2009. They are in the Poas area and made up of 8 women, two of whom ask for a renewal of their loan with this opportunity.
They are a group of women entrepreneurs with the idea of receiving economic assistance from Fundación Mujer, of improving their household income, and of offering help in their community so that other women can grow socially and economically.
They show themselves to be a well-known group, and they have experience in work and equipment as well as solidarity which is an important part of their work. They maintain work ethic in the group, and they have developed other complimentary activities in order to generate income. Among the development activities are food sales and raffle sales.
One members of the group paid off her loan this February and made a request to renew. Her name is Daniela, 29 years old, who is a mother of 3 and works doing nails and catalogue sales. This is her fourth loan, and she has demonstrated an excellent payment record as well as personal and economic growth.
The group has assets in order to develop their business activities which they took from themselves in order to demonstrate solvency. They have established their business plan, tending to their home as well as their business.
Apart from the economic help for their business, the communal bank has experience doing things to generate money and to grow. They commit themselves to work as a team in order to move this enterprise forward and to comply with the obligations agreed to with this loan.
The communal bank will support these business activities, seeking to consolidate and support other member in maintaining their business. The communal bank has equipment and a customer base for the products that they are already selling. They are a united group, and they have complied with the requested loan terms for the formation of the Banco Mujer in respect to the training process, demonstrating commitment and punctuality.
El grupo tiene trabaja con Fundación Mujer desde el 2009, son de la zona de Poas, integrado por 8 señoras, de estas 2 solicitan la renovación de su préstamo en esta oportunidad.
Son un grupo de mujeres emprendedoras con la idea de recibir el apoyo económico de Fundación Mujer y mejorar los ingresos de sus hogares, además consolidar su grupo y ofrecer apoyo en su comunidad para que otras mujeres puedan crecer social y económicamente.
Demuestran ser un grupo conocido y tienen experiencia en el trabajo en equipo y la solidaridad es parte importante de su trabajo. Manejan conceptos del trabajo en grupo y han desarrollado otras actividades complementarias para la generación de ingresos. Entre las actividades a desarrollar están las ventas de comidas y realización de rifas.
Un crédito se cancela este mes de Febrero y realizan la solicitud para renovarlo, Daniela de 29 años y madre de 3 hijos se dedica al arreglo de uñas y ventas por catálogo desde hace 3 años. Este es su cuarto préstamo y ha demostrado una excelente conducta de pago y crecimiento tanto personal como económico.
El grupo cuenta con activos para desarrollar sus actividades, los cuales se tomaron en conjunto para demostrar la solvencia de ellas. Ellas han establecido su plan de trabajo atendiendo tanto al hogar como a su negocio.
Aparte del apoyo económico a sus actividades, tiene experiencia realizando actividades para generar dinero y crecer, se comprometen al trabajo en grupo para sacar adelante esta empresa y cumplir con las obligaciones adquiridas con este crédito.
Se va a apoyar esta actividad buscando su consolidación. Se cuenta con equipo y una clientela para los productos que ya se están comercializando. Son un grupo unido y han cumplido con los requisitos solicitados para la formación del Banco Mujer en lo que respecta al proceso de capacitación, demostrando compromiso y puntualidad.
More information about this loan
In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
About Fundacion Mujer:Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid