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Jessica Isabel
Jessica is a 29-year-old woman and she has many aspirations to make her beauty salon more prosperous in the coming years.

Her story began when she was 13 years old, studying beauty at the academy in the afternoons because in the morning she worked in a salon. She worked there for 9 years. Months later she became independent, and now she has had her own salon for 6 years. She performs her work alone since her customers want her to provide the service. She carries this out from Monday through Saturday from 8 a.m. until 6 p.m.

Her main difficulty arises should she suddenly become ill. She is married, and her husband is an auto mechanic who works with his father. They have three daughters, two of whom attend public school.

Her dream is to have her own salon but in her home, which is being built, and also she would like to put in a spa. For this reason she wants the loan, to invest in her salon.
View original language description ↓
Jessica es una mujer de 29 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su gabinete de belleza.

Su historia empezó desde los 13 años estudiaba belleza en academia en las tardes porque en la mañana trabaja en un gabinete en el cual trabajo 9 años, meses después se independizo y ya tiene su propio gabinete hace 6 años, su trabajo lo realiza sola ya que sus clientes quieren que ello les preste el servicio y lo realiza de lunes a sábado de 8:00AM hasta las 6:00PM, sus dificultades son si de pronto se llegara a enfermar, está casada el esposo se dedica a la mecánica automotriz el cual labora con el papa, tiene 3 hijas las cuales dos estudian en escuela fiscal.

Su sueño es tener su propio gabinete pero en casa que está construyendo y también quiere poner un spaa. Por eso quiere el préstamo para invertir en gabinete.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Jessica Isabel to buy scissors, dyes, and a hair straightener.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2012
Feb 14, 2012
Currency Exchange Loss:
Feb 20, 2013