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Carlos Javier
Carlos is a 24 year old man, and he has aspirations of growing his business selling bollos (an Ecuadorian dish) in the next few years.

His story began helping his uncle sell bollos, and later he went solo. He works weekends, and his wife helps out. He leaves to travel all over the San Eduardo area, and now he has a stall on the corner close to his house. He’s not having any troubles. He’s married, and his wife has a store. They have children, including a daughter who’s 4 years old and not yet in school.

His dream is to be able to have a cement home and a local store in order to better serve his customers. He would like a loan to invest in his bollos selling business, buying vegetables and fish.
View original language description ↓
Carlos es un hombre de 24 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su venta de bollos (plato tipico del ecuador).

Su historia empezó ayudándole a su tío en la venta de bollos y después el se independizo, trabaja los fines de semana le ayuda la esposa y sale a recorrer todo el sector de san Eduardo y ahora tiene un puesto en la esquina cerca de su casa, no tiene dificultad, está casado la esposa tiene una tienda, si tiene hijos una niña de 4 años todavía no está en la escuela.

Su meta es poder hacer su casa de cemento y tener un local para poder atender mejor a sus clientes. Quiere el préstamo para invertir en su venta de bollos comprando verdes y pescados

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Carlos Javier to buy vegetables and fish.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2012
Feb 14, 2012
Currency Exchange Loss:
Jan 15, 2013