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Murman is 44 years old. He lives in the village of Mukhaestate, West Georgia. Murman is married and lives with his family: wife – Giuli, 17-year-old daughter, 6-year-old son, and mother-in-law (retired). Murman’s wife works as a cleaning lady and gets a monthly salary. Murman is a taxi driver. He has his own car and provides transportation service to the local population. Along with his main job, Murman is also involved in family farming activities. They own a corn farm and also a citrus garden with a total area of 0.4 hectare. The family sells the harvested products locally to greengrocery retailers. The total average monthly income of the family is 650 Laris, including the monthly pension of Murman’s mother-in-law.

Murman requested credit to change the fuel system in his car. He will install modern gas technology, which is more cost effective and will significantly decrease his cost for fuel. Consequently, his profit will increase and he will be able to spend more on family needs and to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 50
    View loans »
    Georgia Loans Fundraising
  • $8,096,850
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Murman change the fuel system in his taxi.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 31, 2012
Feb 10, 2012
Currency Exchange Loss:
Oct 15, 2012