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Rovshan, 44, is married and has two children. He is an IDP (internally displaced person) and lives with his family in Bilasuvar IDP Settlement. Rovshan buys young cattle to raise and fatten in five to six months, then sells them at a profit in the local livestock bazaar. He also raises cows for the milk and yogurt that he sells to the neighbors. Rovshan has more than seven years of experience in this field, thanks to his father who taught him the best ways to look after cattle.

Milk, yogurt and meat are very popular foods in Azerbaijan. People use meat in everyday national dishes such as pilau and dolma and often use yogurt as a sauce. Milk products are considered very healthy to eat; they are present in everyday life.

Rovshan’s cattle business brings in 200 AZN a month, the family’s only income. It is not enough to cover the basic needs of his beloved children. He has applied for a 1300 AZN loan with ACU (his second loan with them) to purchase two cattle, one milker and fodder for them. Rovshan has a good client history.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 14
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,675 helped Rovshan to purchase two cattle, one milker and fodder for them.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 13, 2012
Feb 10, 2012
Currency Exchange Loss:
Apr 17, 2013