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From an area distant from Phnom Penh city, Mrs Phan, age 38, has tried hard to make a livelihood. Phan is a good mother of 3 single children. All of them are helpful to their mother in running their business of selling coffee besides school. Moreover, Phan has owned a small hairdressing salon in her house in order to generate additional income.

Recently, Phan’s house is under construction and Phan really needs more funds to get her house finished. So now she decided to apply for a loan from HKL in the sum of $500 to pay for the construction. For her future goal, she hopes she will be able to expand her existing business in the coming years.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 250
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Phan to pay for construction.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 12, 2012
Feb 10, 2012
Currency Exchange Loss:
Jul 15, 2012