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Cecelia is sixty years old. She is a widow with six children.

She earns a living by raising livestock in the Philippines. Cecelia is borrowing PHP 20,000 through NWTF to buy additional livestock to raise.

Cecelia has been raising livestock for three years and also earns additional income from tailoring.

She is working tirelessly toward the attainment of her dream: to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 793
    View loans »
    Philippines Loans Fundraising
  • $63,360,225
    Funds lent in using Kiva
  • 42.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Cecelia to buy additional livestock to raise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 24, 2012
Feb 10, 2012
Currency Exchange Loss:
Feb 15, 2013