Andrew is a 48-year-old married man with seven children living in Kasese, Uganda. His personal goals are to educate his children, build a permanent home, and buy a car. He has been running a bar business for the last 23 years, and his major hardships are price fluctuations, customers not paying on time, and inadequate capital to purchase stock. However, he has a vision of expanding his business to new areas and hiring employees to help expand the business. Andrew needs a loan to buy beers and sodas to sell.