Wilber is a 34-year-old married man with three children living in Kasese, Uganda. His personal goals are to educate his children and build a permanent house. He has been a farmer for the last 10 years. After starting with one acre, he has increased to two acres. His major hardships are price fluctuations, inflation, seasonal weather, and theft. However, he has a goal of buying land to grow crops and hiring employees to help expand his farm. Wilber needs a loan to rehabilitate his banana plantation.