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Carmen Rosa
Carmen is a 58-year-old woman who has a lot of plans for the coming years to make her store thrive. Her story began when she used to work in a shrimp farm and gathered together money to build her home. She saw the need to set up a store and, through her hard work, she achieved this. She does not have any problems, is not married, and has two daughters aged 32 and 20, two granddaughters and an 'adopted' granddaughter.

Carmen's dream is, with God's help, to continue serving her community and to continue increasing her sales so that she can earn more. She would like this loan to invest in her store, buying grains, drinks, canned food, candies, etc.
View original language description ↓
Carmen es una mujer de 58 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su tienda su historia empezó cuando trabajaba en una camaronera y recogió dinero para hacer su casa vio la necesidad de poner una tienda y con esfuerzo lo logro, no tiene dificultades, no está casada, tiene 2 hijas de 32 años y 20 años tiene 2 nietas y 1 nieta de corazón.

Su sueño es con la ayuda de Dios seguir sirviendo a la comunidad y poder seguir aumentando sus ventas para poder ganar más. Por eso quiere el préstamo para invertir en su tienda comprando granos, bebidas, enlatados, dulces etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Carmen Rosa to buy grains, drinks and canned food.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2012
Feb 14, 2012
Currency Exchange Loss:
Jan 15, 2013