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Las Tres Marias Group
In this Group: Maria Magdalena, Angelica, Zoila Alejandrina, Giovanna Maribel , Rosa Maria, Silvia
Sra. Maria, age 33, is in a common-law marriage and has two children. She is currently a member of the Communal Bank “Las Tres Marias” (The Three Marys), a group that consists of six individuals who engage in different business activities. Maria sells food such as “ceviche” (marinated seafood) and shellfish from a cart on the weekends. Other times she works at home. Maria started this business because she wanted to provide a better quality of life for her family. Thanks to her effort and dedication, she has been able to earn more income so that her children can go to school. She was also able to buy a piece of land.


Maria is requesting a new loan so that she can buy a prefabricated house to be placed on her land in order to have a place to live with her family. She will reach her goals through hard work and effort and the loans from EDAPROSPO will be of help.

View original language description ↓
La Sra. Maria es conviviente, tiene 33 años de edad y tiene 2 hijos, actualmente es socia en la alcancía comunal “Las Tres Marias” grupo conformado por 6 socios que se dedican a diversas actividades de comercio. Maria se dedica a la venta de comida es decir vende ceviche y mariscos en una carreta los fines de semana y a su vez trabaja en casa , Maria empezó este negocio con la idea de brindarle a su familia una mejor calidad de vida, gracias a su esfuerzo y dedicación a logrado mejores ingresos económicos sus hijos van a la escuela , se ha comprado un terreno, Maria a solicitado un nuevo préstamo para comprar una casa prefabricada e instalarlo en el terreno que ella tiene para vivir con su familia. Maria cumplirá sus metas con mucho trabajo y esfuerzo y que los préstamos de Edaprospo le ayudaran.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Tres Marias Group's $2,475 loan helped a member to purchase a prefabricated house.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 7, 2012
Listed
Feb 15, 2012
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2012