Update on Ida FlorIda, 27, is single and has no children. Currently she is living in her parents' house. The house she lives in is located in a rural area called “Caserío Muy Finca Los Sernaque - Punto 4," in the district of Mochumí, located some 45 minutes from the city of Chiclayo. It is a very small village of approximately 150 families who work squarely in farming and ranching activities.
Ida works daily raising and later selling small animals. Currently she has a large number of animals she has raised and fattened with great effort, for which she has set up in her own house strategic spaces for raising them. Her relationship with her parents and other family members is very good because it has allowed her to learn this business since she was very young. Her desire to improve her quality of life has made them undertake new family goals, and they work daily to achieve them.
Ida will use the loan to buy sheep to fatten and later sell in the local markets and those near her hamlet. She also needs to renovate a part of her house where she will give private classes, making the most of the teaching career her parents managed to give her when she was younger. This is why she is requesting a loan from Edpyme Alternative for a sum of 1500 PEN. The private classes she teaches add a daily income for the support of the home and in this way she helps her parents.
Ida has good personal and work references from the neighbors who live in her village.
La casa en la que vive esta ubicada en una zona rural de nombre “Caserío Muy Finca Los Sernaque - Punto 4” perteneciente al distrito de Mochumi el cual esta ubicado a unos 45 minutos de la ciudad de Chiclayo, es un caserío de aproximadamente unas 150 familias dedicas a actividades agrícolas y ganaderas netamente.
Ida se dedica de manera diaria a la crianza y posterior comercialización de ganado menor, en la actualidad cuenta con una gran cantidad de animales los cuales ha criado y engordado con gran esfuerzo, para lo que ha podido instalar en su propia casa espacios estratégicos para la crianza de los mismos, la relación que existe con sus padres y demás familiares es muy bueno debido a que le ha permitido aprender este negocio desde muy pequeña, en su deseo de mejor su calidad de vida es que ha hecho que emprendan en nuevos objetivos familiares y es que por eso trabajan diariamente para lograrlos.
Ida destinará el crédito para la compra de carneros para su engorde y posterior comercialización en los mercados locales y aledaños a su caserío y además necesita acondicionar una parte de su casa donde dictará clases particulares aprovechando así la carrera técnica de profesora que sus padres lograron darle cuando eras mas joven, para lo que solicita un crédito a Edpyme Alternativa por un monto de 1500 Nuevos Soles. Dichas clases particulares que dicta suman un ingreso diario para el sustento del hogar y así de esa manera apoyar a sus padres.
Ida cuenta con buenas referencias personales y laborales por los vecinos que habitan en su caserío.
Previous Loan DetailsIda, age 26, is single and has no children. She lives with her parents in the rural district of Mochumi, a commercially active agricultural area that is located over half an hour from the city of Chiclayo. It has basic utility services. Her community is small and made up of approximately 150 f... More from Ida Flor's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Feb 2, 2012
- Feb 13, 2012
- Currency Exchange Loss:
- Mar 15, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.