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Dalia
22-year-old Dalia lives with her partner Celio. The couple have a 6-year-old daughter. This family lives in a rental house in San Ramón district, in Chanchamayo province. Dalia's business is carpentry and making handicrafts. It is her own business. She makes ladles, mortars and other wooden kitchen utensils. She buys 'Diablo Fuerte' (Devil Strong) wood which is what should be used for making these items. She has been in this business for three years and she sells her products in the city of Huancayo. "I have orders for 1,000 to 2,000 ladles a fortnight," she says. Doing her calculations, Dalia earns around 2,500 soles a month whenever her work is coordinated and constant.

Dalia says that in order to make 4 ladles, she uses one foot of wood which costs her 1 sol and 50 centimes. She sells each ladle for 1 sol and 20 centimes. She gets 15,000 ladles from 3,000 feet of wood. Her profits are considerable if she sells wholesale.

Dalia's goals are clear and ambitious. She plans to open her market toward Tacna and, with a bit of luck, she will start exporting to Chile. It will depend on how she channels her contacts in the neighboring country.

This is the first time that Dalia has requested a loan from MFP and she pledges to be punctual in making her monthly repayments. She is happy to belong to her community bank (Puente Centenario) because she knows that it will enable her to reach her goals more quickly. She will invest her money in buying "Diablo Fuerte" wood and will visit the farms to do this. She will acquire 1,000 feet of wood so that she can continue in her business.
View original language description ↓
Dalia de 22 años convive con Celio con quien tiene una hija de 6 años. Esta familia vive en una casa alquilada en el distrito de San Ramón, provincia de Chanchamayo. Dalia se dedica a la carpintería y artesanía. Es su negocio propio. Fabrica cucharones, morteros y otros utensilios de cocina de madera. Para ello compra la madera “Diablo Fuerte”, que es la indicada para elaborar estos artículos. Lleva 3 años en esta actividad, y ya vende sus productos en la ciudad de Huancayo. “Tengo pedidos de 1000 a 2000 cucharones a la quincena, para eso viajamos seguido”, comenta. Haciendo sus cálculos, Dalia obtiene alrededor de 2500 soles al mes, siempre y cuando el trabajo sea coordinado y constante.
Ella menciona que, para elaborar 4 cucharones utiliza 1 pie de madera que le cuesta 1 sol y 50 céntimos. Cada cucharón lo comercializa a 1 sol y 20 céntimos. Es decir de 3000 pies de madera obtiene 15 000 cucharones. Sus ganancias son considerables si vende al por mayor.
Sus metas son claras y ambiciosas. Ahora piensa abrir su mercado hacia Tacna y con suerte exportará hacia Chile, dependerá de cómo canalice sus contactos por el país vecino. Esta sería la primera vez que Dalia obtendría un crédito de MFP, por eso se compromete a ser puntual en el pago de las cuotas mensuales. Está contenta de pertenecer al banco comunal “Puente Centenario”, por que sabe que así sus metas pueden alcanzarse más rápidamente.
Invertirá el dinero en la compra de madera “Diablo Fuerte”, para eso visitará las chacras. Adquirirá 1000 pies de maderas para continuar con su negocio.


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