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Jose Luis
Jose Luis, 28, is a young man who puts a lot of effort into getting ahead every day. He lives in the city of Ica, in the district of Santiago. This city is known for its warm climate and agriculture, especially crops like cotton, asparagus and grapes, all of which are exported to different countries around the world by the generosity of those inhabitants. Like all good Peruvians, he loves food and his favorite dish is “carapulcra con sopa seca” (a dish of dried potatoes with meat and sauce with a side of pasta and vegetable soup). Jose couldn’t study a professional career, but he would have liked to study auto mechanics. Jose lives with his partner and they have 2 children, 8 and 4 years old. He adores them as they are his reason to live.

Jose drives a mototaxi and provides transportation to the people of the city. He rents the mototaxi and gets up early in the morning to take advantage of the whole day since he has to return the vehicle at a determined hour. He works about 11 hours a day, but he also works all day on Sunday because the owner of the mototaxi offered it to him. Jose takes advantage of it to make a little extra cash. He thinks his business is going well because he’s determined to work, he’s responsible, honest, and above all, aware that the service he provides puts people’s lives in his hands and he has to do the best job he can.

Jose Luis is very grateful for the loan from Kiva. Thanks to their support, he will be able to buy his own mototaxi, and not have to rent one. He’ll also make more money and improve his quality of life. And, above all else, he’ll continue saving money to realize his big dream: to finish building his house.
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Jose Luis s un joven de 28 años el cual cada día le pone mucho esfuerzo para salir adelante, el vive en la ciudad de Ica, en el distrito de Santiago,caracterizada por su clima cálido, por su agricultura en especial la siembre de algodón , esparrago, uvas, los cuales actualmente se exportan a los diversos países del mundo, así como también por la generosidad de sus pobladores; como buen peruano le gusta mucho la comida y uno de sus platos favoritos es la riquísima “carapulcra con sopa seca”, Jose Luis no pudo estudiar una carrera profesional pero le hubiera gustado estudiar Mecánica Automotriz. Jose Luis es conviviente y junto a su pareja tienen 2 pequeños hijos de 8 y 4 años a los cuales el adora mucho y son su razón de vivir.

Jose Luis conduce una mototaxi, en la cual brinda servicio de transporte a los pobladores de la ciudad, dicha mototaxi es alquilada por ello el se levanta muy temprano para poder aprovechar todo el día, ya que tiene que devolver el vehículo a determinada hora, trabaja alrededor de 11 horas diarias, pero los días domingos trabaja todo el día ya que la persona que le alquila la mototaxi le ha brindado esa facilidad y por ello el aprovecha para tener un dinerito extra, el cree que le va bien en su negocio porque le pone mucho empeño al realizar su trabajo y es responsable, honesto y sobre todo consciente de que al prestar su servicio lleva vidas en el vehículo y por ello tiene que trabajar lo mejor posible.

Jose Luis está muy agradecido con los prestatarios Kiva, ya que gracias a su apoyo el podrá comprarse una mototaxi, con ello ya no tendrá que pagar alquiler y podrá tener más ingresos, con ello mejorara su calidad de vida y sobre todo seguirá ahorrando para poder cumplir su gran sueño:” Terminar de construir su vivienda”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 33
    View loans »
    Peru Loans Fundraising
  • $55,912,525
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD