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Alcides
33-year-old Alcides lives together with his family (his 42-year-old wife and a 16-year-old nephew who is in school). His business is buying and selling a variety of spices. He sells vinegar-based food products: cauliflower, cabbage, beets, onion, etc. which he prepares with a lot of patience and then sells in stores and markets. He sells his spices as an itinerant vendor in different nearby areas. He has been in this business for three years and his results have been very favorable as they have allowed him to provide his household with their daily bread. Alcides is very hard-working and responsible. Many people buy his products as he offers good quality, hygiene and good prices. He has thought a lot about how to grow his business and has reached the conclusion that the best thing would be to invest in buying the supplies that he needs wholesale. This will enable him to increase his sales capacity and deal with greater demand. He is requesting this loan from INTEGRAL so that he can carry out his plan of investing in his business, buying the supplies he needs such as carrots, vinegar, onions, cauliflower, jalapeños, beets, cabbage, etc. He trusts in God and believes that, through his work, he will obtain good results which will enable him to provide his family with better opportunities in life.
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Alcides de 33 años de edad, habita junto a su grupo familiar el cual está conformado por su esposa de 42 años y un sobrino de 16 años el cual se encuentra estudiando. Él se dedica a la compra y venta de variedad de especies. Los cuales son productos alimenticios a base de vinagre, coliflor, repollo, remolacha, cebolla, entre otros, que el prepara con mucha paciencia para luego venderlos en tiendas y mercados. La venta de las especies las realiza de manera ambulante en las diferentes zonas del lugar donde vive. Tiene 3 años de dedicarse a esta actividad y por el momento los resultados obtenidos han sido muy favorables ya que le han permitido llevar el pan de cada día a su hogar. Él señor Alcides es muy trabajador y responsable muchas personas compran su producto ya que él ofrece calidad, higiene y buenos precios. Ha pensado mucho en cómo hacer crecer su negocio y ha llegado a la conclusión que lo mejor sería invirtiendo en la compra de los insumos necesarios al por mayor de tal forma que pueda aumentar su capacidad de venta y así poder cubrir una mayor demanda. Por lo tanto solicita este crédito a INTEGRAL para poder llevar a cavo su idea de invertir en su negocio en la compra de los insumos necesarios como: zanahorias, vinagre, cebollas, coliflor, jalapeños, remolacha, repollo, etc. y de esta manera espera y confía en Dios y en su trabajo que logrará buenos resultados que le permitirán dar a su familia mejores oportunidades de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 657
    View loans »
    El Salvador Loans Fundraising
  • $24,202,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Alcides to buy carrots, vinegar, onions, cauliflower, jalapeños, beets, cabbage, etc.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 30, 2012
Listed
Feb 13, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012