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Maribel
Sra. Maribel is 53 years old and lives in her own house with her nephew and grandson. She earns her living by making and selling clothing. She’s been doing this work for approximately twelve years so has a lot of experience and is well-known in the area where she lives. She makes the clothing in her home although sells the items by walking around the different neighbourhoods close by. Because of her hard work and dedication, Maribel has done well and always managed to support her household.

Maribel’s dream is to see her business flourish so that she can improve her own and her family’s standard of living. She is known as an enterprising woman as she has many business ideas which she is gradually putting into practice. For the time being she wishes to focus on making clothing with the goal of providing the best service possible in the region and then becoming the best dressmaker in the region.

Maribel has decided to approach INTEGRAL for a loan to buy wholesale items such as fabric, thread, elastic, scissors, belts etc. By purchasing these items, she will have on hand the supplies needed as soon as her customers place their order. She hopes to make more sales in this way and thus increase her income so she can provide a better life for herself and her family.
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La señora Maribel de 53 años de edad, habita en casa de su propiedad junto con su sobrino y un nieto. Ella se dedica a la confección y venta de variedad de ropa. Tiene aproximadamente 12 años de dedicarse a esta actividad por lo que ya cuenta con mucha experiencia en el área y mucho reconocimiento en la zona donde ella habita. La confección de la ropa la hace dentro de su hogar de residencia aunque la venta la realiza de manera ambulante en diferentes áreas cercanas a su vecindario. Gracias a su dedicación y trabajo los resultados han sido favorables hasta el momento ya que con su esfuerzo puede llevar el pan de cada día a su hogar. El sueño de la señora Maribel es poder ver su negocio florecer de tal forma que eso le permita mejorar su calidad de vida y la de su familia. Ella se caracteriza por ser una mujer emprendedora ya que tiene muchas ideas de negocios las culeas poco a poco va poniendo en marcha. Por el momento su deseo es enfocarse en la confección de prendas de vestir con el fin de dar el mejor servicio posible en la zona y convertirse en la mejor modista de la zona. Ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en su negocio en la compra de materia prima al por mayor (telas, hilos, elástico, tijeras, cintas, etc.) de tal forma que su negocio cuente con los insumos necesarios a la hora de que los clientes soliciten su servicio. De esta manera espera mejorar su nivel de ventas así como el nivel de ingresos que le conlleven a mejorar su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 562
    View loans »
    El Salvador Loans Fundraising
  • $24,024,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maribel to buy fabric, thread, elastic, scissors, belts etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 20, 2012
Listed
Feb 13, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012