Justus, age 40, is a married man with five children living in Kyenjojo, Uganda. He deals in produce, a business he has run for the last five years. He started as a peasant farmer selling Irish potatoes. He saved some money that he used to start his produce business. His business is affected by price fluctuations, and he dreams of building a permanent house and educating his children. Justus wants a loan to buy maize for resale.