Joseph is a thirty-five-year-old married man with four children living in Kagadi, Uganda.
He operates a produce business dealing in beans and maize which he buys from farmers at a low price and sells in town at slightly higher price. He started from farming on a small scale then started this produce business which he has operated for two years now. He has a challenge of inadequate capital to meet the high demand and his dream is a food store. Joseph wants a loan to buy maize and beans to sell.
The other person wearing a white shirt in the photo is a loan officer.