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Goija is 49 years old. He lives in the Rustavi District of East Georgia with his family: wife, Nazarjet and a 21-year-old daughter.

Goija heads the family's farming business, which is their only source of income. Goija takes care of milk cows and sheep on the farm. He sells milk locally to dairy products retailers. Goija also sells lambs in the spring. The family's total average monthly income is 1000 Laris.

Goija requested credit to purchase food for the cows. When the cows are fed with high quality, natural food, their milking capacity will increase and the sales of milk will grow as well and so the family will get more income.

Goija plans to reinvest part of the increased income in the family farm and the other part will be used for satisfying the family's daily needs.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 41
    View loans »
    Georgia Loans Fundraising
  • $7,896,375
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Goija to purchase food for cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2012
Feb 9, 2012
Currency Exchange Loss:
Aug 15, 2012