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Joseph is 46 years old and married, with five children between 2 and 13 years old. He owns a business selling general merchandise. This is his fifteenth year in this business. He works from 6 AM until 9 PM every day.

Joseph has requested a Kiva loan through Vision Finance Company in order to purchase more green bananas, eggs, Irish potatoes, soap, rice, etc. to sell. With any profits, he will be able to save for his future and to reinvest in his business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,000
    Average annual income
  • 40
    View loans »
    Rwanda Loans Fundraising
  • $13,772,850
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD