Idalia Del Carmen
Update on Idalia Del CarmenIdalia is applying for a new loan to purchase basic consumer products, since she wants to strengthen her stock of powdered milk, coffee, soft drinks, rice, oil, and sausages, with the goal of maintaining variety and being able to satisfy demand.
She states that since her first loan, her business has been growing, now having greater capacity and providing her with better earnings.
Ella manifiesta que después de su primer préstamo, el negocio ha ido creciendo, teniendo en la actualidad más capacidad y proveyéndole mejores ganancias.
Previous Loan DetailsIdalia, 32, lives in Usulután with her husband and son. She has a store where she stocks basic need items. The business was born four years ago and it’s open from Monday through Saturday. She is asking for a loan to buy merchandise to always have her store well stocked with good products.… More from Idalia Del Carmen's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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