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Janet
Janet A. is married to a pastor and has 4 children. Janet sells second hand clothing in a small fishing village just outside of Cape Coast called Elmina. She is requesting a loan of $475 to buy additional clothing so she can expand her business. She hopes this loan will increase her profits and she’ll be able to provide additional income to her family.

Janet is also a member of a lending group called “Nkor Ma Ahoto Traders”, which consists of 11 members in Cape Coast, Ghana.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 46
    View loans »
    Ghana Loans Fundraising
  • $11,467,375
    Funds lent in using Kiva
  • 1.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Janet to buy additional clothing so she can expand her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Mar 15, 2008
Listed
Mar 1, 2008
Currency Exchange Loss:
Covered
Ended:
Oct 18, 2008