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Therese
Therese, a 50-year-old single mother with four children, three of whom attend school, has operated a business selling men's and women's clothing in Brazzaville for 12 years. Therese, who is patient with her customers and always willing to assist them, has found that good customer service is the key to her business success. Her major difficulty is the fluctuating buying power of her customers, so some months she sells many things and other months she sells very little.



Therese, who has received and repaid three previous loans from HOPE Congo, Kiva's partner, is requesting a new one to buy more men's and women's clothing from a supplier. As her business continues to grow, she hopes to one day build a house for her family.

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Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $2,250
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,244,275
    Funds lent in using Kiva
  • 500.9
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD