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Marisel Bereniza
Marisel is a young, single mother with a little eight year old boy. Spending time with him makes her very happy. They watch movies together, an activity that they both enjoy. They live in Ica, a city acclaimed as the “Tierra del Sol” (Land of the Sun). It is a beautiful place, surrounded by sand dunes, where people can participate in various adventure sports. This area has developed economically in recent years, and here is where Marisel and her son live and where she has her own business.

As you can see in the photograph, she sells cosmetics, earrings, necklaces, clothing and other items of attire. In her business, she serves approximately ten customers per day, that is to say, ten people make purchases. This allows her to pay for her products and generate the profits she needs. Marisel is very grateful to her mother since she was the one who gave her the incentive to start her business and supported her in the times when she needed her the most.

With the help of the Kiva loans, she will be able to buy merchandise for the “Back to School Campaign” (blouses, polo shirts, socks, and other items). This will enable her to increase sales and offer new products that her customers need. Her dream is to continue making progress. She knows that, with hard work and extreme dedication, she will succeed. With the money that she earns, she wishes to pool together her savings in order to finally have her own house.
View original language description ↓
Marisel es una joven madre soltera, ella tiene un pequeño de 8 años y está muy contenta en compañía de su pequeño, para poder compartir tiempo con él, disfrutan viendo películas juntos, actividad que les agrada a ambos. Ellos viven en la ciudad de Ica, lugar aclamado como la “Tierra del Sol”, este hermoso lugar rodeado de Dunas, donde se pueden realizar diversos deportes de aventura, es aquí en este lugar que se ha desarrollado económicamente en los últimos años, donde Marisel y su hijo viven y tienen su propio negocio.

Como se puede observar en la fotografía, ella se dedica a la venta de cosméticos y también de ropa, algunos aretes, collares y prendas de vestir, en este su negocio ella atiende aproximadamente a 10 clientes en un día, es decir solo 10 personas efectúan compras, lo que le permite efectuar los pagos de los productos que vende y también generar las ganancias que necesita. Marisel está muy agradecida con su madre, ya que ella fue la que la incentivo a que pusiera este negocio y también la apoyó en los momentos en los que ella más la necesitaba.
Con ayuda de los prestatarios Kiva, ella podrá comprar mercadería por campaña escolar, (Blusas, Polos, Medias, Cuadernos, Entre Otros). Con este apoyo ella podrá incrementar sus ventas y ofrecer nuevos productos, los mismos que serán necesarios para sus clientes.

Su sueño es continuar progresando y sabe que lo logrará a base de esfuerzo y dedicación extrema, con este dinero que logre ganar, ella desea poder juntar sus ahorros con el fin de por fin tener su casa propia.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 68
    View loans »
    Peru Loans Fundraising
  • $53,992,750
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Marisel Bereniza to buy merchandise (blouses, polo shirts, socks, notebooks, and other items).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 3, 2012
Listed
Feb 12, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012