Frank is a 34 year old man who runs a retail and a nursery school which he has operated for 10 years. He is married with 4 children of school going age.
He started the retail shop with the money he got from farming and from this business he has managed to start a nursery school. He faces a problem of of price fluctuations and inadequate capital to provide teachers with the necessary equipment. Frank dreams of having his children educated, building a good house and starting a primary school. Frank wants a loan to buy textbooks for the nursery school.