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This is Linda, 51, a resident of GMA, Cavite City, Philippines. She is married to Rolando, a cook, and has children. Together with her husband and children, Linda manages their own household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.

Linda operates a coin bank manufacturing business. She buys raw materials used in coin bank production and processes it into colorful coin banks. Her finished products are distributed to markets, general stores and other places where she has contacts for her products. She earns a small margin for every coin bank that she delivers. Aside from this, she also operates an internet shop for additional income. She earns a minimum of 1500 PHP in profit every day.

To help her continue operation of her business, she is requesting a 50,000 PHP loan. She will be utilizing the loan to buy raw materials needed in coin bank production and other supplies for her business. She expects a boost in her business income as she expands her business.

Linda dreams of being able to give her all her children a good, high quality education through all her hard work on her business, and she also hopes to tap more customers in the future. She faithfully meets up with her fellowship co-members to share stories of her work every week, and also draws strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1902
    View loans »
    Philippines Loans Fundraising
  • $60,984,950
    Funds lent in using Kiva
  • 42.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Linda to pay for supplies and materials needed in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 2, 2012
Feb 7, 2012
Currency Exchange Loss:
Aug 15, 2012