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Martha Melissa
Martha is a 28-year-old married woman with 2 children who are 1 and 4 years old. As a psychology student four years ago, she decided to take up a business venture as a merchant simultaneously with her studies. She did this through the promotion of her products, using specialized guides, in order to contribute to the household expenses, which up until that point where being supported only be her husband. Her business allows her to undertake various tasks as mother, wife and student as well as domestic chores. Her goal is to achieve the completion of her psychology studies and above all to strengthen her business as a store specializing in clothes, boutique style. Martha is always looking out for the opportunity to grow her business and offer her customers the best option, especially pricewise. Because of this, her customer base grows more and more and her cash turns out to be insufficient to provide a timely response; this is why she has turned to a Kivacredit, her first loan, which she is doing with the Fundación Mario Santo Domingo, with which she will buy clothes and shoes to please her fixed customer base, especially in the carnival season that is approaching, in which they wish to dress in accordance with the festival, which will make her investment achieve the expected success.
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Martha es una mujer de 28 años de edad, de estado civil casada que tiene 2 hijos en las edades de 1 y 4 años. Ella en su condición de estudiante de psicología, hace 4 años decidió emprender su aventura de negocios como comerciante, de manera simultánea a su actividad como estudiante, a través de la promoción de productos, mediante guías especializadas, para con ello contribuir a los gastos familiares, hasta entonces solo a cargo de su cónyuge. La actividad que desempeña le permite la transversalidad de las tareas como madre y esposa, estudiante y oficios domésticos. Su meta es lograr terminar sus estudios de psicología y sobre todo fortalecer su negocio como empresaria de un almacén especializado en ropa estilo boutique. Martha siempre está pendiente de la oportunidad de crecimiento de su negocio y de ofrecer a sus clientes la mejor opción especialmente en precios, por eso su clientela crece cada vez más y su efectivo resulta insuficiente, para dar una respuesta oportuna; esta es la razón por la cual acude a su credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará ropa y calzado para complacer a su clientela fija, especialmente en la época de carnaval que se acerca, en la que ellos desean vestir ajustados a esta fiesta, lo cual hace que su inversión logre el éxito esperado.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 581
    View loans »
    Colombia Loans Fundraising
  • $14,702,900
    Funds lent in using Kiva
  • 1,783.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Martha Melissa to purchase clothes and shoes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 6, 2012
Listed
Feb 12, 2012
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2013