Angélica tells us that this is the first year she has worked with Pro Mujer. She joined through an invitation from one of her friends. She has a business selling shakes (energy products). She has been working in this business for years and learned the trade from a previous job.
Angélica is taking out a loan to increase her capital, buying drinks for preparing her products. She will acquire these wholesale from her distributor and then, after preparing them, she will sell them from her sales location. This work allows her to make income with which to support her family. She is single and has two children.
When we asked her what she likes about Pro Mujer, Angélica replied that she likes the loans.
La señora Angélica, indica que es el primer año que trabaja en Pro Mujer y que integro la institución por invitación de una de sus compañeras. En la actualidad ella tiene un negocio de venta de batidos (productos energéticos)) que viene trabajando hace años, aprendiendo el mismo de un trabajo anterior.
El crédito que ahora sacará es para aumentar su capital (compra de bebidas para la preparación de sus productos) que adquirirá la agencia distribuidora, por mayor, y posterior a la elaboración lo venderá en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los créditos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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