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Delma Rosa
Delma is a young student in the field of Systems Engineering. She is married and wishes, along with her family, to be able to get ahead. The requested loan is for paying for the final stages of the degree program in her field. Her plans are to be able finally to cap off her degree and put into practice the knowledge she has acquired in some business which may seek her services. She hopes to be able to help her family and have a purpose in life. She had financial difficulties throughout the entire period of her coursework, but was able to overcome them and continue forward.
View original language description ↓
Delma es una joven estudiante de la carrera de Ingeniería en Sistemas, es casada, y junto a su familia desea poder salir adelante. El crédito solicitado es para pagar el curso de titulación de su carrera. Sus planes son poder al fin coronar su carrera y poner en práctica los conocimientos adquiridos en una empresa que solicite sus servicios, espera poder ayudar a su familia y tener un propósito en la vida. Tuve dificultades económicas a lo largo de todo el periodo de sus estudios, pero pudo superarlos y salir adelante.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Delma Rosa to pay for the completion of her degree program.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 11, 2012
Feb 13, 2012
Currency Exchange Loss:
Aug 18, 2013