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Tatyana

Update on Tatyana

Tatyana uses Kiva loans on a periodic basis, because she finds them useful for maintaining her business. Spring is coming and with it International Women's Day on March 8th, as well as Valentines Day before it. During these holidays there are gift exchanges and Tatyana wants to take out this loan to purchase additional clothing for her store.

Due to previous loans Tatyana has been able to purchase all kinds of inventory for her store: cardigans, wool jumpers, wool skirts and slacks as well as other things. Profits from previous loans Tatyana used to finance her daughter's wedding. In the future she is planing to further expand her business, since Tatyana has a certain sense of style and her regular customers enjoy her selection of clothing.
View original language description ↓
Татьяна периодически пользуется бизнес кредитами, потому что считает их выгодными для поддержания своего бизнеса. Впереди весна и женский празник 8 марта, перед ним еще будет День Святого Валентина. В такие дни люди покупают друг другу подарки. Вот поэтому Татьяна и хочет взять очередной кредит и наполнить свой магазинчик товаром.

Благодаря предыдущему кредиту Татьяна закупила много товара: кофточки, шерстяные блузы, шерстяные юбки и брюки, а также много другого. Полученную прибыль Татьяна использовала на свадьбу своей дочери.

Татьяна намерена развивать свой бизнес дальше. У Татьяны, есть своеобразный вкус на товар, который она закупает, благодаря этому она имеет много постоянных клиентов.

Previous Loan Details

Tatyana, married with a grown daughter, lives in Nikopol. She sells women’s suits and knitted wear. Tatyana owns two selling locations at different city markets. Her merchandise always sells well because of the lower price policy she has set in her kiosks. She has a loyal clientele, some w... More from Tatyana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,000
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,185,625
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,625 helped Tatyana to purchase additional goods before the holidays.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 18, 2012
Listed
Feb 6, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2012
This photo was used before for a previous loan for Tatyana. It was first posted on Kiva on Nov, 2011. Learn More