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Gaudence is 47 years old and is married with six children aged between 10 and 20. Her business is well-organized. She sells various goods such as cooking oil, rice, salt, etc. She works from 7am until 5pm every day except on Saturday. Gaudence has 15 years of experience in this business and she currently employs one person to help her.

Gaudence has requested a loan from Kiva partner, Vision Finance Company, in order to purchase various goods such as cooking oil, rice, salt, etc. to sell. With any profit from the loan, Gaudence will be able to reinvest in her business and pay her children's school fees.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 11
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD