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Gaudence is 47 years old and is married with six children aged between 10 and 20. Her business is well-organized. She sells various goods such as cooking oil, rice, salt, etc. She works from 7am until 5pm every day except on Saturday. Gaudence has 15 years of experience in this business and she currently employs one person to help her.

Gaudence has requested a loan from Kiva partner, Vision Finance Company, in order to purchase various goods such as cooking oil, rice, salt, etc. to sell. With any profit from the loan, Gaudence will be able to reinvest in her business and pay her children's school fees.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,423,225
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Gaudence to purchase various goods such as cooking oil, rice, salt, etc. to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Mar 2, 2012
Currency Exchange Loss:
Mar 6, 2013