Lim is a responsible and a loving mother of five children living in Dongkor commune, an area distant from Phnom Penh City, where most Cambodian people prefer agriculture to other businesses. Lim is a widow who has tried hard to keep her family from poverty. She is a farmer who grows rice throughout the year. Recently, Lim has time off from rice growing and she is working as a maker of fermented fish paste. She buys fresh fish, from which fermented fish paste is made, in bulk from her suppliers. She has a daughter who always helps her in this business. She typically earns about $3.50 per day.
Lim is now taking out her first loan with HKL and Kiva to buy a motorcycle to improve the family’s living conditions and support the business. In the future, Lim wants to own a store in a local market to sell her fermented fish paste.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.