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José Santos
José is 38 years old and is in a civil union with his wife. He has two children who are 12 and 14 years old. He lives the community of Cedral in the Las Vegas municipality of Santa Barbara.

José Has made his living in agriculture since childhood. He has 1 manzana of land (about 1.7 acres) planted with coffee. He sells the coffee as wet pergamino. Once he sells it he makes a good profit as the coffee is of excellent quality because he grows it at an altitude higher than 1600 m.a.s.l. (meters above sea level).

Currently he is requesting a loan in the amount of 16,000 Lempiras to buy fertilizers to fertilize the coffee and have better production.

In the future he hopes to increase his crops and production.
View original language description ↓
El señor José, tiene 38 años, vive en unión libre con su esposa, tiene 2 hijos de 12 y 14 años, reside en La comunidad del Cedral en el Municipio de Las Vegas, Santa Bárbara.
Don José se dedica desde su niñez a la agricultura, él posee una manzana de tierra cultivada con café, el cual comercializa en pergamino húmedo.
Al realizar la comercialización obtiene buenas ganancias ya que es café de excelente calidad porque lo produce a una altura de más de 1600 msnm (metros sobre el nivel del mar).
Actualmente ha solicitado un préstamo por la cantidad de 16,000 Lempiras para la compra de fertilizantes para abonar el café y obtener una mayor producción.
Él espera en un futuro ampliar sus cultivos y su producción.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 44
    View loans »
    Honduras Loans Fundraising
  • $7,998,150
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped José Santos to buy fertilizers to fertilize coffee crops.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 28, 2012
Listed
Feb 10, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 27, 2013