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Pheng's Group
In this Group: Pheng, Haeng
A resident living in a rural area of the Ponhea Krek district, Pheng is a 49-year-old mother of seven children. Only four of them are still dependent on her and they work at the family's business to help earn a profit. To support her big family, she has been farming rice and planting cassava for 33 years and sometimes she also works for others. With her current source of income, she manages to earn around US$5 per day.

This is the first loan for Pheng's group which consists of two female members. Now she is leading her group to apply for another small loan of KHR1,000,000 each. As the leader, she will use the entire loan to lease a small plot of farmland for her cassava business. This loan will enable her to plant more cassava so as to earn a larger income to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • 4,060.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pheng's Group's $500 loan helped a member to lease a small plot of farmland to plant cassava.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jan 6, 2012
Mar 1, 2012
Currency Exchange Loss:
Jan 15, 2013