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Phal, 43, is the breadwinner of the family. They live in a rural area of the Thmor Koul district of Cambodia. She has three sons who are still dependent on her and they work to make a living. To survive, Phal and her husband, as well as the entire family, have been farming rice for ten years. With her current source of income, she can earn US$16 per day and save around US$5 each day.

Phal has just joined with Kiva's field partner, VisionFund this loan cycle. She wants to extend her farmland and is now requesting her first loan of US$1,000. She will use the entire loan to buy an additional two hectares of farmland for her rice farming business. With this loan, she hopes to own more farmland which will increase the farming business, so as to earn more income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phal to buy two hectares of farmland for farming.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 6, 2012
Mar 1, 2012
Currency Exchange Loss:
Jun 17, 2013