Djahid is 33 years old. He is married and has two children. He is an internally displaced person (IDP) from the town of Fuzuli and currently lives in the Fuzuli region with his loving family. Djahid has been owning a cafe in the Fuzuli region for two years. He currently needs 2,000 AZN to buy new tables and chairs for his cafe, in order to accommodate more clients. This is his second loan. He wishes to thank his lenders and Kiva for his first loan. He was able to repay that loan on time. Djahid changed businesses and now owns his own cafe.
An internally displaced person (IDP) is a person, who was forced to suddenly flee his home as a result of a military conflict, violence, violation of human rights, natural disasters or other catastrophes, but what differentiates him from a refugee is the fact that did not cross an international border and is located on the territory of his own country (source: United Nations Office for the Coordination of Humanitarian Affairs).
Djahid 33 let. On jenat i imeyet 2 detey. Djahid yavlyayetsya IDP personom on pereselenec iz Fuzuli goroda,seychas projivayet v Fuzuli regione vmeste so svoyey lubimoy semyoy. Внутренне перемещённое лицо (ВПЛ) - человек, который был вынужден внезапно бежать из своего дома в результате вооружённого конфликта, насилия, нарушений прав человека, стихийных бедствий или других катастроф, но, в отличие от беженца, не перешел международную границу и находящийся на территории собственной страны (источник: Управления ООН по Координации Гуманитарных Вопросов).
Djahid uje 2 qoda kak imeyet svayo kafe v Fuzuli regione. Seychas on nujdayetsya v 2000 AZN chtobi kupit noviye stoli i stulya dlya svoyego kafe , tem samim uvelichit kolichestvo kliyentov.
Eto uje vtoraya ssuda Djahida on ochen blagodaren lenderam i Kive za pervuyu ssudu. On vo vremya delal oplati po kreditu. Djahid izmenil svoy bizness i seychas imeyet svayo kafe.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.