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Oneyda María
Young Oneyda María lives in her own house in the town of Santa Rosa del Peñon. She is currently in need of help as the conditions of her house have begun to worsen, and through her friend she had the chance to come to know that Ceprodel supported this kind of needs.

She has come to Ceprodel for the first time to ask for a loan she will use to buy construction materials such as cement, sand and zinc. She is aware of the fact that Ceprodel supports people like her, and she hopes this loan will be granted in order to start the improvement works on her house, something she greatly needs for her family’s benefit as well as her own.
View original language description ↓
La joven Oneyda María tiene su propia vivienda en el municipio de Santa Rosa del Peñón y actualmente está pasando dificultades ya que ha comenzado a tener malas condiciones en dicha vivienda por lo que tuvo la oportunidad a través de sus amistades de darse cuenta que Ceprodel apoyaba para este tipo de actividades.

Se presentó por primera vez para solicitar un crédito para la compra de materiales de construcción tales como cemento, arena, y zinc. Está consciente que Ceprodel apoya a este tipo de personas y espera que dicho crédito sea otorgado para así iniciar su obra de mejora de su vivienda que tanto lo requiere para beneficio propio y de la familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Oneyda María to buy cement, sand and zinc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 28, 2012
Feb 11, 2012
Currency Exchange Loss:
Jan 19, 2013