She has come to Ceprodel for the first time to ask for a loan she will use to buy construction materials such as cement, sand and zinc. She is aware of the fact that Ceprodel supports people like her, and she hopes this loan will be granted in order to start the improvement works on her house, something she greatly needs for her family’s benefit as well as her own.
Se presentó por primera vez para solicitar un crédito para la compra de materiales de construcción tales como cemento, arena, y zinc. Está consciente que Ceprodel apoya a este tipo de personas y espera que dicho crédito sea otorgado para así iniciar su obra de mejora de su vivienda que tanto lo requiere para beneficio propio y de la familia.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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