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Yasmina Del Socorro
Mrs. Yasmina has her own house in the municipality of Sauce. She works as an elementary school teacher at a school in the rural community. She was able to buy her house with loans from Ceprodel. Now she is requesting a new loan to add on a kitchen.

The loan will be used to buy sand and cement, and to hire workers. She is conscious of the fact that Ceprodel helps people with these kinds of needs so she is hoping she will receive the loan. This will allow her to begin renovating her humble dwelling so her family can enjoy better living conditions.
View original language description ↓
La Señora Yasmina tiene su propia vivienda en el municipio del Sauce actualmente trabaja en un centro de enseñanza como profesora de educación primaria en el casco rural, donde ella comenta que su vivienda la ha obtenido a través de crédito con Ceprodel y es por eso que está solicitando nuevamente crédito para la construcción del local de la cocina en anexo a su casa.

El crédito invertido será en la compra de arena, cemento y pago de mano de obra. Está consciente que Ceprodel ayuda a este tipo de personas con estas necesidades por lo que espera que dicho crédito sea otorgado para así iniciar su obra de mejora en su humilde casa de habitación y vivir en mejores condiciones con su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,769,675
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Yasmina Del Socorro to buy cement and sand, and to hire workers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 20, 2012
Feb 10, 2012
Currency Exchange Loss:
Dec 16, 2012