Update on Zulma ArelyZulma wants to work with a new loan to buy new items for her farm. She will buy pigs to increase the number in her corral and have more sales opportunities. She believes that her experience with the loan was positive allowing her to better manage her business, changing a few things and her way of life. With the sales she was also able to invest in her family. She’s motivated to continue working in the best possible way.
Ella considera que su experiencia con el préstamo fue positiva, dándole lugar a manejar mejor el negocio, cambiando en algunas cosas, su forma de vida, con las ventas tambien logro invertir en su familia, ella está motivada para continuar trabajando de la mejor manera.
Previous Loan DetailsZulma lives in San Rafael Oriente in the department of San Miguel. She has a pig farm and she lives with her husband and children. Zulma started her business together with her husband. They don't have a fixed work schedule and currently she needs to invest in her pig farm. This loan will help… More from Zulma Arely's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid
- Repayment Term
- 20 months (Additional Information)
- Repayment Schedule
- Jan 11, 2012
- Feb 9, 2012
- Currency Exchange Loss:
- Dec 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.