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Mr. Vann is 37 years old and a lovely father of five children, living in Prey Chor district. He is a local farmer who cultivates rice crops together with his wife for their livelihood. As usual, the income from rice husbandry is not really enough to satisfy the family’s needs, so Vann also spends some time going through the village to sell his shaken coconut juice to generate additional revenue. Presently, Vann’s house is under construction and Vann needs more funds from HKL and Kiva in order to complete the remaining parts. He hopes to have a nice house, which will provide his family a comfortable living soon.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 328
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Vann to pay for laborers constructing his house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 5, 2012
Feb 5, 2012
Currency Exchange Loss:
Feb 22, 2013