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Ruben is a rice grower in the village where they live. This is the family's primary source of income. He has been in the farming business for 25 years now. He has four children and two of them attend school. Aside from being a responsible father, he also serves the comnmunity as a "Barangay" (smallest unit of the community) official. He is ready to serve his community anytime with all his effort.

Ruben would also like to improve his crop production to save funds for the education of his children so he is asking for a loan of P30,000 to buy fertilizers and insecticides used in farming. Someday, with good income from the business, he will achieve financial stability. He also prays for good health for his family.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 689
    View loans »
    Philippines Loans Fundraising
  • $63,147,100
    Funds lent in using Kiva
  • 42.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ruben to buy fertilizers and insecticides used in farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 5, 2012
Mar 1, 2012
Currency Exchange Loss:
Aug 22, 2012