Ernesto El Cuije Group
Fidela is one of the members of this group. She is 46 years old and widowed. She has 4 children, one of whom, Javier, is in the first year of secondary school. The other children are all married. Fidela has grown and sold corn for over 15 years.
She chose this business because she had land and wanted to put it to use. Moreover, it is a good source of income that can improve her living situation. The loan was used to purchase corn and fertilizer and to hire laborers to harvest the corn.
Fidela's dream is to be able to grow her business much more. She also wants to save money to pay for her son's education, to ensure that he can continue studying and have a good professional career.
She says that the members of her group are very trustworthy, responsible, and above all, hard workers. They have all known each other for a long time and know each other well. For this reason nobody has missed their payments.
She is thankful to the lenders for paying attention to people who fight day after day, as they are very hard working people and they will live up to the trust that has been placed in them.
The members of this hardworking group and their businesses are the following: Miguel - growing corn, Sabino - growing corn, Anacleto - growing corn, and Fidela - selling corn.
Ella comenta que escogió este negocio porque dice que tiene terrenos y quiso aprovecharlos, aparte de que considera que es una muy buena fuente de ingresos, para mejorar su nivel de vida, el crédito que recibió lo invirtió en la compra de maíz, fertilizantes, abono y peones para cosechar el maíz.
El sueño que tiene la señora Fidela es el de poder hacer crecer mucho mas su negocio, también quiere ahorrar para asegurar la educación de su hijo y pueda seguir estudiando y tenga una muy buena carrera profesional.
Dice que los integrantes de su grupo son gente de mucha confianza, responsable y sobre todo muy trabajadoras, ya que tienen tiempo de conocerse y se conocen muy bien es por eso que nadie ha fallado con sus pagos.
Da las gracias a los prestatarios por poner sus ojos en personas que luchan día a día ya que son personas muy emprendedoras y aseguran que responderán a la confianza que la empresa le esta brindando.
Las integrantes que forman parte de este grupo tan emprendedor y las actividades que realizan son las siguientes: miguel-cultivo de maíz, sabino-cultivo de maíz, Anacleto-cultivo de maíz y Fidela-venta de maíz.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid