Tamar is from the village of Garikula, East Georgia. She is 53 years old and lives with her family: her husband Avtandil, and two sons (25 and 17 years old). All adult family members are involved in the family's farming activities, which are the main source of the income for the family. Tamar’s younger son goes to school.
Tamar, Avtandil and their elder son spend almost whole days on the family farm. They have two milk cows and a bull. Tamar produces cheese and yogurt and sells it locally, in the village. Also, the family owns a small pig farm with three pigs. They sell on average 20 piglets per year. Along with the aforementioned, Tamar’s husband uses the bull for transporting wood from the forest, which is sold in the village – villagers use it for heating their houses during winter months.
The total average monthly income of the family is 800 Laris. Tamar requested credit for purchasing another bull. Her husband will be able to take more wood from the forest and increase the family’s income. They plan to reinvest the profit in the family's farm development, in order to make it more sustainable and profitable.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.