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Richard is a thirty-five year old man from Kisumu city. He is married to Florence. and they have two children aged twelve and eight.

Richard operates a mobile phone airtime (locally known credit cards) business and has been doing this for the last ten years. From the business, he makes a monthly income of KES 10,000. He is taking a first loan from KADET Ltd. which he will use to buy more airtime cards for sale.

He will use his profits to stock his airtime cards. His dream is to sell airtime cards at wholesale to other vendors

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 708
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 83.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Richard to buy mobile phone airtime to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 5, 2012
Currency Exchange Loss:
Sep 19, 2012