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Charité Plus Group
In this Group: Hélène, Mokenenge, Isabelle, Augustin, Yvette, Thythy, Hortance, Fabrice, Nomba, Hilaire
Hélène is the leader of a Community bank named Charité Plus, which is composed of 10 micro-entrepreneurs united in solidarity to receive loans from Kiva through IMF HOPE RDC with the goal of developing their businesses.

Hélène is 49 years old and the mother of three children aged between 7 and 16. All of her children attend school. Hélène runs a drugstore. She has been a micro entrepreneur since 1987. She is working hard to achieve her ambition of opening a cellphone booth and become financially independent. She is requesting a new loan to buy some more medicines to resell with the aim of increasing profits.

As she wanted to develop her business, she decided to join one of Hope’s groups. Hélène is a trustworthy client of the MFI Hope DRC, having received 12 loans so far and repaying them on time. She makes a profit of about $200 per month. She has succeeded with good strategies to build permanent customers. She always talks with her customers and she knows them well by their names, and her drugstore is always well-stocked.

Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Charité Plus Group's $2,975 loan helped a member to increase her business inventory by buying some more medicine to resell and generate more profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 26, 2012
Listed
Feb 5, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 2, 2013